Credit Risk & Treasury Manager
Red Bull · Panama City
Job description
About the role
Red Bull is looking for a Credit Risk & Treasury Manager in Panama City to own the company's treasury, credit risk and collections activities across Shared Services, the DP countries and subsidiaries. The role ensures accurate and timely payments, a reliable cash-flow forecast, robust credit controls and compliance with corporate policies and the legal, regulatory and banking requirements of Panama and other jurisdictions. It is a hands-on role combining execution with process ownership, linking HQ to the countries and safeguarding liquidity and financial risk.
Key responsibilities
- Cash, bank and liquidity management: prepare and meet the cash-flow forecast, monitor collections and payments daily, optimise DSO and DPO, and ensure domestic and cross-border payments are accurate and on time.
- Banking relationships: manage bank guarantees, account opening and maintenance, signatory and KYC requirements, and bank fee review.
- Credit and collections: assess creditworthiness, recommend credit limits and terms, manage accounts receivable, perform ageing analysis, assess doubtful-debt provisions, reconcile bank statements and general ledger balances, and resolve payment discrepancies with Commercial, Operations and Accounting.
- Align HQ guidelines with local practice and follow up until they are applied consistently.
- Compliance and statutory risk: ensure compliance in Panama and other jurisdictions (including Germany), meet reporting deadlines, and support audit outcomes by reviewing aged payables and receivables.
- Accounting process: support monthly reconciliations and reviews of accounts payable and receivable ledgers.
- Process efficiency: simplify workflows, strengthen procedures and documentation, enable automation, and define and monitor SLAs with BPO partners.
- Insurance management for the Panama Shared Services office, including claims coordination and risk reporting to HQ Insurance.
- Stakeholder management and team development: coach and develop the Treasury Specialist, and influence country teams without hierarchical authority.
Required profile
- Degree in Accounting (preferred), Finance, Business Administration or a related field.
- 8+ years of professional experience, including at least 5 years in Treasury, Collections or Accounts Receivable.
- Experience in a multinational company and in a shared services or multi-country environment (preferred).
- Hands-on experience managing banking relationships, including bank guarantees.
- English at upper-intermediate to advanced level.
Required skills
- Hands-on experience with SAP, especially FI and SD modules.
- Advanced Excel skills.
- Experience with electronic banking platforms.
- Power BI or similar reporting tools (a plus).
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Published 40 minutes ago
Expires 1 month from now
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Red Bull
Panama City
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