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Medical Evaluator

VIP Universal Medical Insurance Group (VUMI) · Panama

🇬🇧 English
Utilization Management Milliman InterQual

Job description

About the role

We are looking for an experienced Medical Evaluator to join our International Health team. You will review Level 1 pre‑authorizations, oversee medical necessity for hospital stays, and support high‑cost case management while serving as a clinical reference for Medical Coordinators.

Key responsibilities

  • Review and evaluate Level 1 medical pre‑authorizations for necessity and policy compliance.
  • Apply utilization management criteria (Milliman, InterQual, or equivalent) to make authorization decisions.
  • Approve, deny, or modify treatment plans based on clinical evidence and policy provisions.
  • Assess hospital admissions, level of care, and length‑of‑stay extensions.
  • Monitor high‑cost and complex cases, providing clinical oversight throughout treatment.
  • Support discharge planning and continuity of care in collaboration with providers and internal teams.
  • Present cases to the Case Management Committee and execute agreed action plans.
  • Provide clinical guidance to Medical Coordinators, Claims teams, and other stakeholders.
  • Conduct peer‑to‑peer discussions with treating physicians when clarification is needed.
  • Document all clinical decisions in compliance with regulatory and internal governance.
  • Identify and escalate potential fraud, waste, abuse, or inappropriate utilization.

Required profile

  • Proven experience in utilization management and clinical decision‑making.
  • Strong knowledge of evidence‑based medicine and health‑insurance policy.
  • Ability to balance clinical guidelines with member‑centric care.
  • Excellent communication skills for peer‑to‑peer discussions and committee presentations.

Required skills

  • Utilization Management
  • Milliman criteria
  • InterQual criteria

What we offer

  • Opportunity to work within a global health‑insurance organization.
  • Rotating on‑call schedule with after‑hours clinical responsibilities.
  • Collaboration with a diverse, international team of professionals.

Questions fréquentes

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Published 1 month ago

Expires 2 days from now

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VIP Universal Medical Insurance Group (VUMI)

Panama