Medical Evaluator
VIP Universal Medical Insurance Group (VUMI) · Panama
Descripcion del puesto
About the role
We are looking for an experienced Medical Evaluator to join our International Health team. You will review Level 1 pre‑authorizations, oversee medical necessity for hospital stays, and support high‑cost case management while serving as a clinical reference for Medical Coordinators.
Key responsibilities
- Review and evaluate Level 1 medical pre‑authorizations for necessity and policy compliance.
- Apply utilization management criteria (Milliman, InterQual, or equivalent) to make authorization decisions.
- Approve, deny, or modify treatment plans based on clinical evidence and policy provisions.
- Assess hospital admissions, level of care, and length‑of‑stay extensions.
- Monitor high‑cost and complex cases, providing clinical oversight throughout treatment.
- Support discharge planning and continuity of care in collaboration with providers and internal teams.
- Present cases to the Case Management Committee and execute agreed action plans.
- Provide clinical guidance to Medical Coordinators, Claims teams, and other stakeholders.
- Conduct peer‑to‑peer discussions with treating physicians when clarification is needed.
- Document all clinical decisions in compliance with regulatory and internal governance.
- Identify and escalate potential fraud, waste, abuse, or inappropriate utilization.
Required profile
- Proven experience in utilization management and clinical decision‑making.
- Strong knowledge of evidence‑based medicine and health‑insurance policy.
- Ability to balance clinical guidelines with member‑centric care.
- Excellent communication skills for peer‑to‑peer discussions and committee presentations.
Required skills
- Utilization Management
- Milliman criteria
- InterQual criteria
What we offer
- Opportunity to work within a global health‑insurance organization.
- Rotating on‑call schedule with after‑hours clinical responsibilities.
- Collaboration with a diverse, international team of professionals.
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VIP Universal Medical Insurance Group (VUMI)
Panama
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